Information Pension for Direct Employer

In 2012 the United Kingdom government introduced new pensions legislation.

One of the requirements of this legislation is that all employers automatically enroll certain employees into a workplace pension.

Disabled People who are Individual Employers employing Personal Assistants will have to consider whether their Personal Assistants qualify to be automatically enrolled into a workplace pension. They will therefore have new obligations to take into account.

Income Tax and National Insurance
If you are an Individual Employer you will need to check whether your Personal Assistant is a “qualifying employee”. All employees who must be automatically enrolled or who have a right to join a workplace pension are put into one of three categories, so you will need to check whether your Personal Assistant falls into one of these categories. They are based on people’s age and their earnings.

How much is the Workplace Pension going to cost Individual Employers?
Contributions are made through 3 different contributors, the Employer, the Employee and the Government. Each contributor will be expected to contribute a minimum amount and these amounts will eventually increase over a period of time.

More information on this topic is available at http://www.disabilityrightsuk.org/individualemployers-and-workplace-pension-schemespersonal-assistants